Terms of Use

1. Acceptance of Terms

By accessing, browsing, or using the thalovexira platform (thalovexira.com), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you must not use our services. These terms apply to all users, including visitors, registered users, and premium subscribers.

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of the platform after changes are posted constitutes acceptance of the revised terms.

2. Service Description

thalovexira provides a comprehensive departmental budgeting platform designed for Canadian organizations. Our services include budget planning tools, financial tracking capabilities, reporting features, and educational resources. The platform is intended for professional use in organizational budget management and financial planning.

2.1 Platform Features

• Budget creation and management tools
• Financial reporting and analytics
• Multi-departmental collaboration features
• Data export and integration capabilities
• Educational resources and training materials

3. User Obligations and Responsibilities

3.1 Account Registration

To access certain features, you must register for an account. You agree to provide accurate, complete, and current information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3.2 Acceptable Use

You agree to use our platform only for lawful purposes and in accordance with these terms. You may not:

1. Use the platform for any illegal activities or to violate any applicable laws
2. Attempt to gain unauthorized access to our systems or other users' accounts
3. Interfere with or disrupt the platform's functionality
4. Upload or transmit malicious code, viruses, or harmful content
5. Use automated systems to access the platform without permission
6. Reverse engineer, decompile, or attempt to extract source code
7. Share your account credentials with unauthorized individuals

4. Data and Privacy

We take data protection seriously and comply with applicable Canadian privacy laws. Your use of the platform is subject to our Privacy Policy, which details how we collect, use, and protect your information. You retain ownership of the data you input into our platform, while granting us necessary licenses to provide our services.

4.1 Data Security

We implement appropriate technical and organizational measures to protect your data against unauthorized access, alteration, disclosure, or destruction. However, no internet-based service can guarantee complete security, and you acknowledge the inherent risks of online data transmission.

5. Intellectual Property Rights

The thalovexira platform, including all software, content, trademarks, and other intellectual property, is owned by thalovexira or our licensors. You are granted a limited, non-exclusive, non-transferable license to use the platform according to these terms. You may not reproduce, distribute, modify, or create derivative works without explicit written permission.

5.1 User Content

You retain ownership of content you create using our platform. However, you grant us a limited license to use, store, and process this content solely to provide our services. We do not claim ownership of your budget data or financial information.

6. Service Availability and Modifications

We strive to maintain high service availability but cannot guarantee uninterrupted access. We may perform scheduled maintenance, updates, or modifications that temporarily affect service availability. We will provide advance notice when possible for planned maintenance.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. We may also impose usage limits or restrictions on certain features. While we will make reasonable efforts to provide notice of significant changes, we are not obligated to maintain any specific feature indefinitely.

7. Payment Terms and Billing

Certain features of our platform require paid subscriptions. All fees are stated in Canadian dollars and are subject to applicable taxes. Payment terms are specified during the subscription process and may include monthly, quarterly, or annual billing cycles.

7.1 Refund Policy

Subscription fees are generally non-refundable except as required by law or as specifically stated in our refund policy. If you believe you are entitled to a refund due to service issues, please contact our support team within 30 days of the billing date.

8. Limitation of Liability

To the maximum extent permitted by law, thalovexira shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our platform.

Our total liability for any claims related to these terms or your use of our services shall not exceed the amount you paid us in the twelve months preceding the claim. This limitation applies regardless of the legal theory on which the claim is based.

9. Indemnification

You agree to indemnify, defend, and hold harmless thalovexira, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your use of the platform, violation of these terms, or infringement of any third-party rights.

10. Termination

Either party may terminate your access to our platform at any time. You may terminate by closing your account and ceasing use of our services. We may terminate or suspend your access for violation of these terms, non-payment of fees, or other reasons deemed necessary for platform security and integrity.

Upon termination, your right to access and use the platform immediately ceases. We will provide reasonable opportunity to export your data following termination, subject to our data retention policies and legal requirements.

11. Governing Law and Disputes

These terms are governed by the laws of Newfoundland and Labrador, Canada, without regard to conflict of law principles. Any disputes arising from these terms or your use of our platform will be subject to the exclusive jurisdiction of the courts in St. John's, Newfoundland and Labrador.

11.1 Dispute Resolution

Before initiating formal legal proceedings, we encourage users to contact us directly to resolve disputes amicably. Many issues can be resolved through direct communication with our support team.

12. Definitions

For purposes of these terms:

• "Platform" refers to the thalovexira departmental budgeting software and related services
• "User" means any individual or organization accessing our services
• "Content" includes all data, information, and materials uploaded to or generated through the platform
• "Services" encompasses all features, tools, and resources provided through our platform

13. Miscellaneous Provisions

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any provision does not constitute a waiver of that provision or our right to enforce it in the future.

These terms constitute the entire agreement between you and thalovexira regarding use of our platform, superseding any prior agreements or communications. No modification of these terms will be effective unless agreed to in writing by thalovexira.